Borrowing capacity calculator

Estimate how much you can borrow before meeting a bank: your income, budget and household set a realistic ceiling next to the standard bank rule.

Your borrowing capacity

Enter your net salary and expenses to see how much you could borrow.

Enter your net monthly salary to compute a capacity.

€0
Suggested

Follows 10% of your income until you edit it.

Optimize your budget

See what trimming flexible spending changes, without touching your essentials.

Reduce leisure spending0%
Reduce occasional spending0%
Verdict

Fill in your income and expenses to get a verdict.

Your borrowing capacity

Enter your net salary and expenses to see how much you could borrow.

Optimize your budget

See what trimming flexible spending changes, without touching your essentials.

Reduce leisure spending0%
Reduce occasional spending0%
Verdict

Fill in your income and expenses to get a verdict.

Indicative estimates only. Lending rules vary by country and by bank, and the final decision always rests with the lender.

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Borrowing capacity calculator

Estimate how much you can borrow before meeting a bank: your income, budget and household set a realistic ceiling next to the standard bank rule.

Your borrowing capacity

Enter your net salary and expenses to see how much you could borrow.

Enter your net monthly salary to compute a capacity.

€0
Suggested

Follows 10% of your income until you edit it.

Optimize your budget

See what trimming flexible spending changes, without touching your essentials.

Reduce leisure spending0%
Reduce occasional spending0%
Verdict

Fill in your income and expenses to get a verdict.

Your borrowing capacity

Enter your net salary and expenses to see how much you could borrow.

Optimize your budget

See what trimming flexible spending changes, without touching your essentials.

Reduce leisure spending0%
Reduce occasional spending0%
Verdict

Fill in your income and expenses to get a verdict.

Indicative estimates only. Lending rules vary by country and by bank, and the final decision always rests with the lender.

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