PrivacyEffective: August 7, 2025
Privacy Policy
Your privacy is foundational to Savyy. This policy explains what we collect, how we use it, and the choices you have.
1. Information We Collect
- Account info you provide (e.g., name, email).
- Financial data you connect (identifiers, balances, transactions) limited to what’s needed.
- Usage and device data for security and performance.
2. How We Use Information
- Provide and maintain the Service.
- Automatic categorization with privacy safeguards.
- Secure the Service and prevent abuse.
- Comply with legal obligations.
3. AI Categorization and Anonymization
We hash merchant data, sanitize descriptions, and include only minimal attributes: absolute amount and credit/debit. Requests are HMAC‑signed with short expiration.
No training on your data
Categorization runs via dedicated infrastructure using open‑source models (e.g., Gemma or Mistral). Providers do not use your data for training.
4. Legal Bases (EEA/UK)
Contract, legitimate interests, and legal obligations, as applicable.
5. Sharing & Disclosure
Processors under contract, compliance/safety needs. We do not sell personal info.
6. Data Retention
Retained only as long as needed for the Service and legal requirements.
7. International Transfers
Appropriate safeguards (e.g., standard contractual clauses) where required.
8. Your Rights
You may request access, correction, deletion, export, or restriction, subject to law.
9. Security
Administrative, technical, and organizational measures; continuous improvement.
10. Children's Privacy
The Service is not directed to children; contact us to remove such data.
11. Changes
We may update this policy; material changes will be communicated as required.
12. Contact
Questions about privacy? Contact us on our contact page.