American Century One Choice Blend+ 2050 Portfolio R6 is a target-date mutual fund designed as an all-in-one investment solution for individuals planning to retire around the year 2050. The fund operates as an actively managed fund-of-funds, primarily investing in a diversified mix of underlying American Century mutual funds. Its asset allocation automatically adjusts over time, starting with a growth-oriented mix and gradually shifting to more conservative investments—such as bonds and short-term instruments—approaching and beyond the target date. This dynamic glide path aims to balance the need for long-term growth with risk moderation as retirement nears. The portfolio covers broad sectors including domestic and international equities, fixed income, and short-term assets, providing comprehensive market exposure. It is managed by an experienced team and emphasizes cost efficiency, with a net expense ratio that ranks among the most competitive in its peer group. The fund’s principal value can fluctuate with market conditions, reflecting both the performance and risks of its underlying holdings, and is not guaranteed at any time, including the target date. Its structure and strategy make it a prominent choice for retirement savers seeking simplicity and professional oversight in a single investment vehicle.

American Century One Choice Blend+ 2050 Portfolio R6 is a target-date mutual fund designed as an all-in-one investment solution for individuals planning to retire around the year 2050. The fund operates as an actively managed fund-of-funds, primarily investing in a diversified mix of underlying American Century mutual funds. Its asset allocation automatically adjusts over time, starting with a growth-oriented mix and gradually shifting to more conservative investments—such as bonds and short-term instruments—approaching and beyond the target date. This dynamic glide path aims to balance the need for long-term growth with risk moderation as retirement nears. The portfolio covers broad sectors including domestic and international equities, fixed income, and short-term assets, providing comprehensive market exposure. It is managed by an experienced team and emphasizes cost efficiency, with a net expense ratio that ranks among the most competitive in its peer group. The fund’s principal value can fluctuate with market conditions, reflecting both the performance and risks of its underlying holdings, and is not guaranteed at any time, including the target date. Its structure and strategy make it a prominent choice for retirement savers seeking simplicity and professional oversight in a single investment vehicle.