American Century One Choice Blend+ 2050 Portfolio R is a target-date mutual fund designed as a comprehensive investment solution for those planning to retire or begin withdrawals around the year 2050. Structured as an actively managed asset allocation fund, it diversifies its holdings across multiple underlying American Century Investments funds, blending exposure to equities, fixed income, and short-term instruments. The portfolio’s asset mix is strategically adjusted over time—gradually shifting from a more aggressive allocation dominated by stocks in its early years to a more conservative stance with increased bonds and cash as the target date approaches and beyond. This dynamic adjustment aims to balance growth potential with risk reduction as retirement nears. The fund’s underlying investments span across large-cap, mid-cap, and small-cap equities, as well as domestic and international markets, providing broad diversification. American Century One Choice Blend+ 2050 Portfolio R’s design makes it suited for employer-sponsored retirement plans, offering participants a single, professionally managed solution that evolves in line with their anticipated retirement timeline and changing risk tolerance.

American Century One Choice Blend+ 2050 Portfolio R is a target-date mutual fund designed as a comprehensive investment solution for those planning to retire or begin withdrawals around the year 2050. Structured as an actively managed asset allocation fund, it diversifies its holdings across multiple underlying American Century Investments funds, blending exposure to equities, fixed income, and short-term instruments. The portfolio’s asset mix is strategically adjusted over time—gradually shifting from a more aggressive allocation dominated by stocks in its early years to a more conservative stance with increased bonds and cash as the target date approaches and beyond. This dynamic adjustment aims to balance growth potential with risk reduction as retirement nears. The fund’s underlying investments span across large-cap, mid-cap, and small-cap equities, as well as domestic and international markets, providing broad diversification. American Century One Choice Blend+ 2050 Portfolio R’s design makes it suited for employer-sponsored retirement plans, offering participants a single, professionally managed solution that evolves in line with their anticipated retirement timeline and changing risk tolerance.