American Century One Choice Blend+ 2045 Portfolio Class A is a target date mutual fund designed to serve as a comprehensive investment solution for individuals planning to retire around the year 2045. This fund automatically adjusts its asset allocation over time, gradually shifting from a more growth-oriented mix of equities toward a more conservative allocation of bonds and short-term investments as the target retirement date approaches. The fund's diversified portfolio invests across various sectors, including consumer defensive, energy, and real estate, providing broad market exposure. Managed by an experienced team, the fund’s strategy leverages both active management and a blend of underlying American Century funds to balance growth potential with risk management. Its structure makes it particularly appealing for investors seeking a long-term, hands-off approach to retirement planning within employer-sponsored retirement plans. The principal value of the fund fluctuates with market conditions, and while it aims to provide a smoother investment experience over time, it cannot guarantee returns or protect against losses, especially as market and economic environments change.

American Century One Choice Blend+ 2045 Portfolio Class A is a target date mutual fund designed to serve as a comprehensive investment solution for individuals planning to retire around the year 2045. This fund automatically adjusts its asset allocation over time, gradually shifting from a more growth-oriented mix of equities toward a more conservative allocation of bonds and short-term investments as the target retirement date approaches. The fund's diversified portfolio invests across various sectors, including consumer defensive, energy, and real estate, providing broad market exposure. Managed by an experienced team, the fund’s strategy leverages both active management and a blend of underlying American Century funds to balance growth potential with risk management. Its structure makes it particularly appealing for investors seeking a long-term, hands-off approach to retirement planning within employer-sponsored retirement plans. The principal value of the fund fluctuates with market conditions, and while it aims to provide a smoother investment experience over time, it cannot guarantee returns or protect against losses, especially as market and economic environments change.