The American Century One Choice Blend Plus 2045 Portfolio Investor Class is a target-date mutual fund designed for investors planning to retire around the year 2045. Structured as a "fund of funds," it achieves diversification by investing in a mix of other mutual funds and exchange-traded funds advised by American Century. The primary purpose of this portfolio is to seek the highest total return consistent with its evolving asset mix over time, gradually shifting from a growth-oriented stance to a more conservative allocation as the target date approaches. This fund's diversified holdings typically span U.S. and international equities, fixed income, and potentially alternative assets, offering broad exposure to various sectors and markets. Its glide path strategy automatically adjusts the asset allocation to reduce risk as retirement nears, aligning with the long-term investment horizon of its target-date investors. The American Century One Choice Blend Plus 2045 Portfolio plays a significant role in retirement planning by offering a professionally managed solution for individuals seeking a hands-off approach to managing their retirement assets.

The American Century One Choice Blend Plus 2045 Portfolio Investor Class is a target-date mutual fund designed for investors planning to retire around the year 2045. Structured as a "fund of funds," it achieves diversification by investing in a mix of other mutual funds and exchange-traded funds advised by American Century. The primary purpose of this portfolio is to seek the highest total return consistent with its evolving asset mix over time, gradually shifting from a growth-oriented stance to a more conservative allocation as the target date approaches. This fund's diversified holdings typically span U.S. and international equities, fixed income, and potentially alternative assets, offering broad exposure to various sectors and markets. Its glide path strategy automatically adjusts the asset allocation to reduce risk as retirement nears, aligning with the long-term investment horizon of its target-date investors. The American Century One Choice Blend Plus 2045 Portfolio plays a significant role in retirement planning by offering a professionally managed solution for individuals seeking a hands-off approach to managing their retirement assets.