American Century One Choice Blend Plus 2040 Portfolio R6 is a target-date mutual fund designed for investors planning to retire or begin withdrawals around the year 2040. The fund seeks to achieve the highest total return consistent with American Century Investments' proprietary asset allocation strategy. It dynamically adjusts its asset mix over time, gradually becoming more conservative by reducing stock exposure while increasing bonds and short-term investments as the target date approaches. Approximately five years post-2040, the portfolio adopts its most conservative allocation mix. The fund incorporates multiple underlying American Century funds, diversifying across equities and fixed income with a fixed-income sleeve characterized by a higher credit risk profile compared to typical peers. This strategy aims to balance growth potential with risk management, evolving the portfolio's risk profile as retirement nears. The principal value of the investment is not guaranteed at any time, including at the target date, reflecting the inherent market risks. This fund plays a role in retirement planning by offering a managed approach to asset allocation aligned with a specific retirement horizon.

American Century One Choice Blend Plus 2040 Portfolio R6 is a target-date mutual fund designed for investors planning to retire or begin withdrawals around the year 2040. The fund seeks to achieve the highest total return consistent with American Century Investments' proprietary asset allocation strategy. It dynamically adjusts its asset mix over time, gradually becoming more conservative by reducing stock exposure while increasing bonds and short-term investments as the target date approaches. Approximately five years post-2040, the portfolio adopts its most conservative allocation mix. The fund incorporates multiple underlying American Century funds, diversifying across equities and fixed income with a fixed-income sleeve characterized by a higher credit risk profile compared to typical peers. This strategy aims to balance growth potential with risk management, evolving the portfolio's risk profile as retirement nears. The principal value of the investment is not guaranteed at any time, including at the target date, reflecting the inherent market risks. This fund plays a role in retirement planning by offering a managed approach to asset allocation aligned with a specific retirement horizon.