American Century One Choice Blend+ 2040 Portfolio A Class is a target-date mutual fund designed to serve as a comprehensive investment solution for individuals planning to retire around the year 2040. Structured as a “fund of funds,” it invests across a diverse mix of underlying American Century mutual funds, offering exposure to U.S. and international equities, fixed income securities, and real estate instruments. The portfolio is actively managed and automatically adjusts its asset allocation over time: it begins with a higher allocation to equities to pursue growth in the early years, then gradually transitions toward more conservative holdings like bonds and short-term investments as the target retirement date approaches. By five years after the 2040 target, the allocation becomes its most conservative. This glide path is intended to balance growth potential with risk management as retirement nears. The fund plays a significant role as an all-in-one investment solution for retirement savers, reducing the need for manual rebalancing and offering broad diversification within a single portfolio.

American Century One Choice Blend+ 2040 Portfolio A Class is a target-date mutual fund designed to serve as a comprehensive investment solution for individuals planning to retire around the year 2040. Structured as a “fund of funds,” it invests across a diverse mix of underlying American Century mutual funds, offering exposure to U.S. and international equities, fixed income securities, and real estate instruments. The portfolio is actively managed and automatically adjusts its asset allocation over time: it begins with a higher allocation to equities to pursue growth in the early years, then gradually transitions toward more conservative holdings like bonds and short-term investments as the target retirement date approaches. By five years after the 2040 target, the allocation becomes its most conservative. This glide path is intended to balance growth potential with risk management as retirement nears. The fund plays a significant role as an all-in-one investment solution for retirement savers, reducing the need for manual rebalancing and offering broad diversification within a single portfolio.