The American Century One Choice Blend+ 2040 Portfolio I is a target date mutual fund designed to help investors prepare for retirement around the year 2040. As a “fund of funds,” it allocates assets across a diversified selection of underlying American Century and Avantis mutual funds, balancing exposure to equities, fixed income, and other asset classes. The portfolio strategically follows a glide path that emphasizes growth during the early years—reflecting a higher allocation to equities—and gradually shifts toward more conservative investments like bonds as the target date approaches. This approach aims to capture long-term capital appreciation while managing risk as retirement nears. Distinctively, the Blend+ series combines active management with lower-cost index strategies for added diversification and expense efficiency. The fund’s growth-tilted glide path is suited for participants who may be comfortable with additional risk during their savings years, and it is structured to support retirement plans seeking competitive fees and robust accumulation potential. The One Choice Blend+ 2040 Portfolio I plays a central role within employer-sponsored retirement plans, often serving as a Qualified Default Investment Alternative (QDIA) and supporting participants’ efforts to achieve retirement readiness through professional asset allocation and ongoing portfolio management.

The American Century One Choice Blend+ 2040 Portfolio I is a target date mutual fund designed to help investors prepare for retirement around the year 2040. As a “fund of funds,” it allocates assets across a diversified selection of underlying American Century and Avantis mutual funds, balancing exposure to equities, fixed income, and other asset classes. The portfolio strategically follows a glide path that emphasizes growth during the early years—reflecting a higher allocation to equities—and gradually shifts toward more conservative investments like bonds as the target date approaches. This approach aims to capture long-term capital appreciation while managing risk as retirement nears. Distinctively, the Blend+ series combines active management with lower-cost index strategies for added diversification and expense efficiency. The fund’s growth-tilted glide path is suited for participants who may be comfortable with additional risk during their savings years, and it is structured to support retirement plans seeking competitive fees and robust accumulation potential. The One Choice Blend+ 2040 Portfolio I plays a central role within employer-sponsored retirement plans, often serving as a Qualified Default Investment Alternative (QDIA) and supporting participants’ efforts to achieve retirement readiness through professional asset allocation and ongoing portfolio management.