American Century One Choice Blend Plus 2040 Portfolio Investor Class is a target-date mutual fund designed to serve investors planning to retire around the year 2040. As an actively managed asset allocation vehicle, it operates as a fund of funds, meaning it invests in a diversified mix of underlying American Century mutual funds. Its primary purpose is to provide a comprehensive, long-term investment solution that automatically adjusts its asset mix over time. In the years leading to 2040, the portfolio maintains a growth-oriented allocation, with a higher proportion of equities to capture long-term appreciation potential for investors with a lengthy time horizon. As the target date approaches, the fund gradually becomes more conservative, increasing its allocation to fixed income and short-term instruments to help mitigate risk while investors near retirement. The Blend Plus series is characterized by a flatter glide path, balancing growth needs with risk management, and is especially calibrated for participants comfortable with a higher degree of market volatility. This portfolio aims to support retirement goals through a disciplined and automatic approach to diversification and risk adjustment, adapting to investors’ evolving needs as they progress toward and into retirement.

American Century One Choice Blend Plus 2040 Portfolio Investor Class is a target-date mutual fund designed to serve investors planning to retire around the year 2040. As an actively managed asset allocation vehicle, it operates as a fund of funds, meaning it invests in a diversified mix of underlying American Century mutual funds. Its primary purpose is to provide a comprehensive, long-term investment solution that automatically adjusts its asset mix over time. In the years leading to 2040, the portfolio maintains a growth-oriented allocation, with a higher proportion of equities to capture long-term appreciation potential for investors with a lengthy time horizon. As the target date approaches, the fund gradually becomes more conservative, increasing its allocation to fixed income and short-term instruments to help mitigate risk while investors near retirement. The Blend Plus series is characterized by a flatter glide path, balancing growth needs with risk management, and is especially calibrated for participants comfortable with a higher degree of market volatility. This portfolio aims to support retirement goals through a disciplined and automatic approach to diversification and risk adjustment, adapting to investors’ evolving needs as they progress toward and into retirement.