American Century One Choice Blend Plus 2030 Portfolio R is a target-date mutual fund designed to help investors accumulate savings geared toward retirement around the year 2030. As a “fund of funds,” it invests primarily in a diversified mix of other mutual funds managed by American Century, blending both equity and fixed-income exposures. The portfolio’s strategic asset allocation initially emphasizes growth through a higher allocation to equities, including U.S. and international stocks, as well as exposure to real estate. Over time, it gradually shifts to a more conservative stance by increasing its allocation to fixed-income and short-term investments as the target retirement year approaches, aiming to reduce volatility and preserve capital during and after retirement. The fund’s underlying investments incorporate a range of asset classes and styles, such as growth, value, and quantitative strategies across company sizes and geographies. Its glide path is relatively flat compared to peers, aiming to balance growth and risk for participants with moderate to higher risk tolerance. The portfolio’s performance and risk profile reflect the asset mix and prevailing market conditions of its underlying funds, making it a comprehensive option for investors seeking an all-in-one retirement solution that evolves as they near their expected retirement date.

American Century One Choice Blend Plus 2030 Portfolio R is a target-date mutual fund designed to help investors accumulate savings geared toward retirement around the year 2030. As a “fund of funds,” it invests primarily in a diversified mix of other mutual funds managed by American Century, blending both equity and fixed-income exposures. The portfolio’s strategic asset allocation initially emphasizes growth through a higher allocation to equities, including U.S. and international stocks, as well as exposure to real estate. Over time, it gradually shifts to a more conservative stance by increasing its allocation to fixed-income and short-term investments as the target retirement year approaches, aiming to reduce volatility and preserve capital during and after retirement. The fund’s underlying investments incorporate a range of asset classes and styles, such as growth, value, and quantitative strategies across company sizes and geographies. Its glide path is relatively flat compared to peers, aiming to balance growth and risk for participants with moderate to higher risk tolerance. The portfolio’s performance and risk profile reflect the asset mix and prevailing market conditions of its underlying funds, making it a comprehensive option for investors seeking an all-in-one retirement solution that evolves as they near their expected retirement date.