American Century One Choice Blend+ 2025 Portfolio A Class is a target-date mutual fund designed to serve as a comprehensive investment solution, particularly for individuals planning to retire around the year 2025. This fund employs an actively managed asset allocation approach, investing primarily in a diversified mix of American Century mutual funds and exchange-traded funds encompassing equities, bonds, and short-term investments. Notably, the asset allocation shifts over time, becoming increasingly conservative as the target date approaches, typically reducing equity exposure in favor of fixed income and cash equivalents to prioritize capital preservation while maintaining some growth potential. The portfolio’s most conservative allocation is reached about five years after the target retirement date, at which point the allocation stabilizes. This structure makes the fund suitable for investors seeking a professionally managed, automatically adjusting portfolio with a goal of balancing growth and risk as they near retirement. The principal value of the investment is not guaranteed at any time, underscoring its role as a market-exposed, rather than capital-protected, vehicle within the retirement planning landscape.

American Century One Choice Blend+ 2025 Portfolio A Class is a target-date mutual fund designed to serve as a comprehensive investment solution, particularly for individuals planning to retire around the year 2025. This fund employs an actively managed asset allocation approach, investing primarily in a diversified mix of American Century mutual funds and exchange-traded funds encompassing equities, bonds, and short-term investments. Notably, the asset allocation shifts over time, becoming increasingly conservative as the target date approaches, typically reducing equity exposure in favor of fixed income and cash equivalents to prioritize capital preservation while maintaining some growth potential. The portfolio’s most conservative allocation is reached about five years after the target retirement date, at which point the allocation stabilizes. This structure makes the fund suitable for investors seeking a professionally managed, automatically adjusting portfolio with a goal of balancing growth and risk as they near retirement. The principal value of the investment is not guaranteed at any time, underscoring its role as a market-exposed, rather than capital-protected, vehicle within the retirement planning landscape.