American Century One Choice Blend Plus 2025 Portfolio Investor Class is a target-date mutual fund specifically designed for investors planning to retire or begin withdrawals near the year 2025. As a fund of funds, it invests primarily in a diversified mix of underlying mutual funds and ETFs managed by American Century Investments and Avantis Investors, spanning domestic and international equities as well as fixed income holdings. The fund follows a dynamic asset allocation strategy known as a "glide path": it maintains a relatively higher allocation to equities during the early and middle years, favoring growth for risk-tolerant savers, and gradually shifts toward bonds and short-term investments as the target date approaches. Notably, the Blend Plus series adopts a flatter glide path than many peers, meaning it stays oriented toward moderate growth for longer but still prioritizes risk management closer to retirement. This approach aims to smooth the investment experience through varying market conditions. The fund pays annual dividends and seeks to balance cost-effectiveness, diversification, and active management. Its structure and allocation make it suitable for retirement plans seeking an active, yet balanced target date solution aligned with the needs of participants nearing retirement.

American Century One Choice Blend Plus 2025 Portfolio Investor Class is a target-date mutual fund specifically designed for investors planning to retire or begin withdrawals near the year 2025. As a fund of funds, it invests primarily in a diversified mix of underlying mutual funds and ETFs managed by American Century Investments and Avantis Investors, spanning domestic and international equities as well as fixed income holdings. The fund follows a dynamic asset allocation strategy known as a "glide path": it maintains a relatively higher allocation to equities during the early and middle years, favoring growth for risk-tolerant savers, and gradually shifts toward bonds and short-term investments as the target date approaches. Notably, the Blend Plus series adopts a flatter glide path than many peers, meaning it stays oriented toward moderate growth for longer but still prioritizes risk management closer to retirement. This approach aims to smooth the investment experience through varying market conditions. The fund pays annual dividends and seeks to balance cost-effectiveness, diversification, and active management. Its structure and allocation make it suitable for retirement plans seeking an active, yet balanced target date solution aligned with the needs of participants nearing retirement.