American Century One Choice Blend Plus In Retirement Portfolio R Class is a target-date mutual fund designed to help participants navigate the transition into retirement. This portfolio primarily serves as a "fund of funds," investing in a diversified selection of underlying American Century Investments and Avantis Investors strategies across equities, fixed income, and short-term investments. The fund follows a distinctive glide path approach, maintaining a balanced allocation that gradually shifts from growth-oriented assets to more conservative holdings as participants approach and settle into retirement. Key features include a growth tilt and a flatter glide path, pursuing long-term capital appreciation while seeking to manage risk throughout an individual’s retirement journey. As retirement nears, the fund increases allocations to bonds and value equities and reduces exposure to emerging markets and growth assets, aiming for stability and lower volatility during the retirement phase. The fund is only available for investors through employer-sponsored retirement plans, and its returns and risks directly depend on the performance of its carefully selected underlying funds. American Century One Choice Blend Plus In Retirement Portfolio R Class plays a critical role within retirement plans by providing a professionally managed, actively balanced investment strategy tailored to meet the evolving needs and risk profiles of retirees.

American Century One Choice Blend Plus In Retirement Portfolio R Class is a target-date mutual fund designed to help participants navigate the transition into retirement. This portfolio primarily serves as a "fund of funds," investing in a diversified selection of underlying American Century Investments and Avantis Investors strategies across equities, fixed income, and short-term investments. The fund follows a distinctive glide path approach, maintaining a balanced allocation that gradually shifts from growth-oriented assets to more conservative holdings as participants approach and settle into retirement. Key features include a growth tilt and a flatter glide path, pursuing long-term capital appreciation while seeking to manage risk throughout an individual’s retirement journey. As retirement nears, the fund increases allocations to bonds and value equities and reduces exposure to emerging markets and growth assets, aiming for stability and lower volatility during the retirement phase. The fund is only available for investors through employer-sponsored retirement plans, and its returns and risks directly depend on the performance of its carefully selected underlying funds. American Century One Choice Blend Plus In Retirement Portfolio R Class plays a critical role within retirement plans by providing a professionally managed, actively balanced investment strategy tailored to meet the evolving needs and risk profiles of retirees.