American Century One Choice Blend+ In Retirement Portfolio A is a target-date mutual fund designed for investors who have reached or are entering retirement. Its primary objective is to provide steady income throughout retirement, while also aiming for some capital appreciation by investing across a diversified mix of asset classes. The fund is actively managed as a 'fund of funds,' utilizing a combination of underlying mutual funds from American Century and Avantis Investors to achieve broad diversification across U.S. and international equities, core and global fixed income, as well as short-duration and inflation-protected securities. What sets this fund apart is its distinctly growth-oriented approach—maintaining a greater allocation to equities during and through retirement compared to more conservative peers, while still adopting a flatter glide path that becomes progressively more conservative over time. This enables participation in market growth potential while aiming to reduce the impact of sharp market downturns, especially during critical retirement years. A significant majority of assets are held in the top ten underlying funds, reflecting a thoughtfully concentrated yet diversified structure. As a result, the portfolio serves as a comprehensive, professionally managed solution for retirees demanding both income and thoughtful risk management in a single investment.

American Century One Choice Blend+ In Retirement Portfolio A is a target-date mutual fund designed for investors who have reached or are entering retirement. Its primary objective is to provide steady income throughout retirement, while also aiming for some capital appreciation by investing across a diversified mix of asset classes. The fund is actively managed as a 'fund of funds,' utilizing a combination of underlying mutual funds from American Century and Avantis Investors to achieve broad diversification across U.S. and international equities, core and global fixed income, as well as short-duration and inflation-protected securities. What sets this fund apart is its distinctly growth-oriented approach—maintaining a greater allocation to equities during and through retirement compared to more conservative peers, while still adopting a flatter glide path that becomes progressively more conservative over time. This enables participation in market growth potential while aiming to reduce the impact of sharp market downturns, especially during critical retirement years. A significant majority of assets are held in the top ten underlying funds, reflecting a thoughtfully concentrated yet diversified structure. As a result, the portfolio serves as a comprehensive, professionally managed solution for retirees demanding both income and thoughtful risk management in a single investment.