American Century One Choice Blend Plus 2020 Portfolio I Class is a target-date mutual fund designed to serve investors who are nearing or are in retirement, having targeted the year 2020 as a benchmark for withdrawal needs. As part of the One Choice Blend+ series, this fund features a diversified asset allocation that automatically becomes more conservative over time—shifting from equities toward bonds and short-term investments—to align with the reduced risk tolerance typical of retirees. Around five years after its target date, the portfolio reaches its most conservative allocation, where the asset mix is expected to remain fixed. The fund’s holdings are constructed using a blend of actively managed strategies from American Century Investments alongside low-cost, diversified investment strategies from Avantis Investors. This approach provides broad global exposure across multiple asset classes, including U.S. and international stocks, as well as a significant allocation to core and short-term fixed income securities as of the most recent portfolio data. The fund is managed by a team of seasoned professionals who periodically rebalance its mix to provide ongoing diversification and risk management. Its primary function is to offer retirees a balanced investment solution that aims to deliver steady income and capital preservation in the years following their transition out of the workforce.

American Century One Choice Blend Plus 2020 Portfolio I Class is a target-date mutual fund designed to serve investors who are nearing or are in retirement, having targeted the year 2020 as a benchmark for withdrawal needs. As part of the One Choice Blend+ series, this fund features a diversified asset allocation that automatically becomes more conservative over time—shifting from equities toward bonds and short-term investments—to align with the reduced risk tolerance typical of retirees. Around five years after its target date, the portfolio reaches its most conservative allocation, where the asset mix is expected to remain fixed. The fund’s holdings are constructed using a blend of actively managed strategies from American Century Investments alongside low-cost, diversified investment strategies from Avantis Investors. This approach provides broad global exposure across multiple asset classes, including U.S. and international stocks, as well as a significant allocation to core and short-term fixed income securities as of the most recent portfolio data. The fund is managed by a team of seasoned professionals who periodically rebalance its mix to provide ongoing diversification and risk management. Its primary function is to offer retirees a balanced investment solution that aims to deliver steady income and capital preservation in the years following their transition out of the workforce.